Establishes the Health Savings Account State-Federal Regulatory Coordination Act to protect HSA qualified plans from state mandates and federal copay.

The bill creates the Health Savings Account State-Federal Regulatory Coordination Act to safeguard the efficacy of Health Savings Account (HSA) qualified plans from state benefit mandates or federal copay accumulator adjustment laws, regulations, or guidance. It ensures that federal cost-sharing requirements only apply once the minimum deductible under federal law has been met, maintaining the plan's qualification under federal law. The Commissioner of Insurance is authorized to adopt necessary rules to implement this act.

Establishes the Health Savings Account State-Federal Regulatory Coordination Act to protect HSA qualified plans from state mandates and federal copay.

The bill creates the Health Savings Account State-Federal Regulatory Coordination Act to safeguard the efficacy of Health Savings Account (HSA) qualified plans from state benefit mandates or federal copay accumulator adjustment laws, regulations, or guidance. It ensures that federal cost-sharing requirements only apply once the minimum deductible under federal law has been met, maintaining the plan's qualification under federal law. The Commissioner of Insurance is authorized to adopt necessary rules to implement this act.